Monthly Archives December 2018

The Importance of Having a Budget

In last month’s blog I wrote about the importance of getting your financial house in order, beginning with forming a foundation with some key protections against the unexpected. Among the cornerstones for this foundation is emergency savings – with the recommendation that you have at least 3-12 months’ income set aside in case of an unexpected financial crisis. I drew inspiration for that blog post from my book, The Five Crossroads: How The Choices We Make Affect Our Retirement Journey. This month I want to continue with another theme from my book, beginning with The Crossroads. Each Crossroad, as the
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