John and Sue Smith felt lost. The recent downturn of the U.S. economy had diminished a large portion of their retirement savings and they struggled with the fear that their retirement might not offer them the lifestyle they loved. That was before “the letter” arrived. One day, the Smiths received a mysterious letter from someone called The Guide,” offering them a new outlook on their retirement that could potentially turn things around. Willing to try anything to improve their current financial situation, John and Sue set out to meet with him. Follow John and Sue on their journey through a fanciful world of intertwining paths and incredible landscapes known as The Five Crossroads. The Guide and some colorful characters from the history books will transport you into a world where your financial decisions can help you reach the retirement of your dreams and make it a reality.